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Archive for May 2007

 

Almost everyone has a woman to present a gift to on Mother’s Day. Whether it is for your own mother, your mother-in-law or even your wife, the gift is meant to be from the heart. Luckily, the most personal gifts are often the most inexpensive. Mother’s Day isn’t about showering a mom with jewels and trinkets, but rather about demonstrating your love and appreciation for her. Below are 25 frugal Mother’s Day gifts that are sure to please the mother in your life without running up a high credit card balance.

  1. Baked Goods
    It is very likely that your mother/wife has prepared many delicious goodies for you. You should return the favor by baking her something she likes. Cookies, bread and muffins are comfort foods that are inexpensive to prepare and that look good in a gift basket. Not only will this be a delicious treat for her, the fact that you baked it yourself makes it even more special.
  2. Family Portrait
    Presenting your mother with a picture of the family is a simple way to make her happy. Many mothers wish to fill their home with photographs of their children and grandchildren. If you don’t have a family portrait to give her, you can easily have one taken for a nominal fee. Stores like Target and Wal-Mart offer small portrait packages for under $10.
  3. Children’s Artwork
    Any kind of artwork from her children/grandchildren is sure to touch a mother’s heart. This could entail a simple crayon drawing on a piece of construction paper. Having the children personalize a message on the artwork is a great idea, as is placing a drawing in an inexpensive frame.
  4. Poetry
    Composing a poem for your mother/wife is not only free, it is a great opportunity to express how you feel about their mothering. A little praise goes a long way, as being a mother is often a thankless job. Poems from young children and grandchildren will be even more successful.
  5. Collage
    Do you have a lot of family pictures sitting around in a box somewhere? Making a collage out of those memories is a creative and free gift that a mother would enjoy very much. If you don’t want to cut up original pictures, you can have copies made for a small fee at many pharmacies and office supply stores. Or, if you have a scanner at home, you can scan the original pictures yourself and print them at home.
  6. Photo Album
    Photo albums can be purchased at the local dollar store and, when filled with memories, they will become instantly priceless. Mothers are very nostalgic when it comes to their family, so any kind of gift that involves photos will be a hit.
  7. Children’s Handprints
    An easy and inexpensive craft to make for Mother’s Day is a set of children’s handprints on a piece of paper. This can be done with an ink pad from the craft store, although acrylic paint will be even cheaper (and more colorful). Writing a special message or poem between each hand will personalize the gift even more, as will having the child sign and date it.
  8. DVD of Old Family Pictures
    Many photo-developing stores have a service in which they place photographs on a DVD as a slideshow. This is an inexpensive service that can even be personalized with music and effects. If you have a computer with a DVD burner, you can create this gift yourself for even less.
  9. DVD of Old Family Home Videos
    Having your old family home videos transferred onto a DVD is a great gift for mom. This is another service provided by many photo-developing companies. Comparison shop beforehand to make sure you are getting the lowest price. This gift shouldn’t be too expensive and it will safely preserve home movies for a lifetime.
  10. Personalized Calendar
    Online digital photography stores like Snapfish and Shutterfly offer inexpensive calendars that can be personalized with photographs and special dates. These calendars, along with other photo gifts, are often on sale during holidays like Mother’s Day. Be sure to check the sites for special discounts and rewards.
  11. Love Letter
    A love letter for Mother’s Day can be written by a husband, a child or a grandchild. Don’t be afraid to give a gift from the heart that didn’t cost you any money. The object of your affections won’t mind at all.
  12. Breakfast in Bed
    A surprise breakfast in bed will please any mother and put her in a great mood for Mother’s Day. This breakfast will go over even better if you let her sleep in a little first. As an added touch, place her favorite flower on the breakfast tray.
  13. Babysitting Services
    For some mothers, a simple day off from the kids might be the best present for Mother’s Day. Offer your babysitting services, either for Mother’s Day or another date of her choosing.
  14. A Clean House
    There’s nothing like coming home to a clean house, particularly if someone else cleaned it for you. Surprise the mother in your life with some housework. If you aren’t able to sneak in and do it without her noticing, offer her a homemade coupon for one thorough cleaning job by you, with love.
  15. Bouquet of Wildflowers
    A dozen roses are terribly expensive, as are many arrangements available from the local florist. A bouquet of wildflowers, placed in an inexpensive vase from the dollar store, will look just as beautiful.
  16. Dinner and a Movie
    Busy mothers hardly have time for themselves, so the chance to go out for dinner and a movie would be greatly appreciated. You could take her yourself or offer babysitting services for her younger children while she goes out with someone else. Either way, she will enjoy a night out on the town.
  17. Gardening Gift Bag
    For moms with a green thumb, you should offer a gift bag filled with seeds and gardening utensils. Seeds are available for a nominal amount and utensils can be found at the dollar store. Don’t forget to pick up the gift bag at the dollar store while you are there, as they can be very expensive at other stores.
  18. Makeover at the Local Beauty College
    If you can’t afford to send your mother/wife to a fancy day salon, consider having her pampered at a local beauty college. Salon services are available at beauty colleges for a reduced rate, as students are anxious to practice on new clients. Don’t worry, these students are well-trained, they just haven’t graduated yet.
  19. Picnic in the Park
    Having a picnic in the park is a great activity for the whole family. If this picnic is organized for your wife, this will also serve as a romantic gift. Letting the kids play while the two of you become reacquainted may be just what she wanted for Mother’s Day.
  20. Drive in the Country
    Busy moms rarely have time to catch a breath of fresh air. Like an outing to the park, a drive in the country is an inexpensive and easy way to get back to nature. A scenic drive may clear mom’s head and allow her to relax for the day.
  21. Family Reunion
    For a mother with children and grandchildren who live far away, the best present to her may be a family reunion. This doesn’t have to be an elaborate event, but rather a small gathering for lunch or dinner on Mother’s Day.
  22. Homemade Card
    A card made by hand is much more special to a mother than a generic greeting card. Not only are greeting cards from the store impersonal, they are expensive. Bring out your creative side with a homemade card for mom. You can personalize the sentiment with a photograph pasted inside or an outline of a small child’s hand.
  23. Mother’s Day ECard
    For a mom who is on the Internet daily, you should surprise her with a free Mother’s Day ecard. An ecard is an electronic greeting card that can be personalized and delivered on any day you want. There are many Web sites that offer Mother’s Day-themed cards. A simple Google search for “free ecard” should give you many options.
  24. Bath Accessories
    Most women appreciate the simple gift of some body wash and bath salts. A few inexpensive bath accessories placed in a gift bag from the dollar store is a frugal Mother’s day gift that is sure to please. Keep this gift in mind if you ever need to buy a woman a last-minute birthday gift, as well.
  25. Homegrown Fruits and Vegetables
    If you have a thriving produce garden at home, you should place some fruits and/or vegetables in a basket and offer them as a Mother’s Day gift. The effort you put into growing these foods gives the gift a special meaning. Also, this will surely taste better than anything from a supermarket.

Cynics often blame the greeting card industry for the popularity of Mother’s Day. However, that is an incorrect assumption. Mother’s Day garners attention because we all have a special mother in our lives that deserves recognition. Whether she is your own mother or someone special to you that just happens to be a mother, take the time this year to tell her, “thank you”. This can be done with an inexpensive, possibly free, gift from the heart.

 

With a little research and some persistent footwork, you should be able to avoid paying retail for practically everything. The Internet has become an especially useful tool for learning more about frugal shopping. From clipping coupons to knowing where and when to buy goods, a little practice will soon make you an expert at bargain hunting. To get you started, here are 35 tips to help you avoid retail prices.

General Tips

  1. Swap Paperbacks
    If you are an avid reader, you should consider joining a paperback swap. Paperback swaps are groups of people who read similar genres of books. The books are continuously passed around after the readers are finished with them, saving everyone a lot of money.

  2. Apply for a Credit Card Rewards Program
    If you are applying for a credit card, try to find one with a desirable rewards program. There are programs suited for all kinds of consumers, from frequent travelers to students.

  3. Find Garage Sales
    Garage sales are terrific places to find second-hand goods. Not only are the bargains great, but many items sold at garage sales are in near-mint condition. For instance, children often outgrow clothing before it gets much wear. Such items are best bought at a garage sale.

  4. Visit Resale Shops
    From clothes to music, there are many specialty resale shops out there. Making it a habit to peruse these stores will save you a lot of money on things like books, CDs, DVDs and more.

  5. Use Your Employee Discount
    If you are lucky enough to work somewhere with an employee discount, don’t forget to use it. For instance, if you work for a department store, you should choose to shop there with your discount rather than going to a different store for the same item.

  6. Use Someone Else’s Employee Discount
    Be sure to take advantage of any employee discounts to which your friends or family may have access. Most people have no problem sharing their discount with loved ones.

  7. Join AAA
    The American Automobile Association, or AAA, is a very inexpensive club to join. For a small yearly fee, you will be able to use your membership card for discounts at hotels, restaurants and more.

  8. Join AARP
    AARP, formerly knows as the American Association of Retired Persons, is a non-profit organization for people over 50. It offers discounts on everything from insurance to restaurants. If you are 50 or older, this is one of the easiest ways to start living frugally and avoid paying retail.

Internet Shopping

  1. Comparison Shop Online
    Each store’s idea of "retail price" can differ. Where applicable, you should try to window shop online before spending your money. That way, you are more likely to find an offer that is below average retail price.

  2. Buy on eBay
    eBay is probably your best online resource for bargain items. It offers practically everything and includes both new and used goods. Visited by millions each day, this site is popular for a reason.

  3. Search Overstock.com
    Overstock.com is a Web site devoted to selling overstocked items at reduced prices. It is a good resource for bargains though the selection can be a bit limited. You might not find everything you are looking for, but it is still a good idea to peruse the site regularly, as you never know what you will find for a very low price.

  4. Discover Craigslist
    If you haven’t already, you should bookmark Craigslist.org. The online classified ads site will offer a large variety of goods and services to the frugal shopper.

Groceries

  1. Join a Price Club
    Stores like Sam’s Club and Costco are well worth the membership fees if you have a large family or ever buy in bulk. Although paying for the privilege to shop may not sound frugal, it will probably pay off with just one or two trips to the price club.

  2. Buy Goods With Damaged Packaging
    While you don’t want to buy something that doesn’t work, you should ask for a discount on things that have damaged packaging. Many managers are flexible about things like this and will reduce it for you on the spot. Even if they don’t, it won’t hurt to ask.

  3. Check Sales Papers
    Don’t throw away what may appear to be "junk mail". By looking at each sales paper in your mailbox, you may discover a great bargain. Many grocery stores, for instance, hold last-minute sales with very little advertising. Giant, one-day sales may only be announced through sales papers.

  4. Look at End Caps
    End caps are the displays located at the ends of each aisle in the grocery store. Often, the items on the end caps are on sale, so you should make it a habit to look at them as you shop.

  5. Buy One, Get One Free
    Take advantage of any sales that offer multiple items for the price of one. Provided that you are buying an item you normally use, this sale is an easy way to buy in bulk and save.

  6. Use a Grocery Store Rewards Card
    Most grocery stores and some pharmacies now offer a free rewards card, which will reduce the price of many items throughout the store. These cards are available as small key fobs, so you won’t have to worry about walking around with a wallet full of them.

  7. Plant a Vegetable Garden
    You would be surprised how many vegetables you can plant in a small area. Even with a minimal back yard, you should be able to grow a decent garden, which will save hundred of dollars a year in groceries.

Coupons

  1. Double and Triple Coupons
    Many major grocery stores will hold double and triple coupon events. This is the best time to grocery shop with your coupons. Buying something with a triple coupon that is already on sale will sometimes get you a free item. There are serious couponers out there that can buy hundreds of dollars worth of groceries for only a few bucks during double and triple coupon events.

  2. Join a Coupon Newsgroup/Message Board
    Joining a local newsgroup/message board for couponers will alert you to things like sales events and other deals. Since some of the best deals go completely unadvertised, this a great way to avoid paying retail.

  3. Buy the Sunday Paper
    Not only does the Sunday paper advertise many sales, it holds a lot of manufacturer coupons. You should make it a habit to buy several papers a week if you plan on saving money with coupons.

  4. Check Your Receipts for Coupons
    Many grocery stores print coupons on the back of receipts. Often, they will be coupons for certain items you purchased that day, so you are likely to find ones you will use in the future.

  5. Look for Coupons on Manufacturer Web Sites
    You should make a list of brand name items you buy regularly at the grocery store and visit the brands’ websites. Often, the sites will have printable coupons but if not, they will have contact information which you can use to request coupons through the mail.

  6. Look for Coupons on Grocery Store Aisles
    Pay attention to coupon dispensers located on grocery store aisles, as you may find a coupon for something you are buying on that trip or a future one.

  7. Take Advantage of Free Photo Offers
    Once you begin having children, you are likely to receive many family photo coupons in the mail. You should take advantage of ones offering a free photo. Rather than letting the studio talk you into a full portrait package, you can take this free photo and scan it into a home computer for inexpensive printing.

Luxury Purchases

  1. Look Into Foreclosed Homes
    If you go house hunting, you should always check out homes that have been foreclosed. Someone else’s loss could be your gain, as foreclosed homes can be bought for considerably less than market value.

  2. Attend Seized Property Auctions
    There are several departments of the government that hold seized property auctions, not to mention local police departments. From books seized by the post office to vehicles that have been impounded and never claimed, these auctions can be a great place to find a deal.

  3. Buy New Cars at the End of the Year
    The end of each calendar year brings about many sales at car dealerships. This is because the dealerships are trying to make room for next year’s models. If you are in the market for a new car, December is the month to buy.

  4. Buy Used Cars
    Even if you can afford a new car, it may be wiser to buy a model that is a few years old. This is the best way to purchase a fully loaded model for below retail price. Some people are leery of buying used cars because they want a warrantee on the vehicle. However, if the mileage is low and the car has been pampered, you won’t need one.

  5. Look for Furniture Warehouses
    Rather than shopping at an overpriced furniture store, you should check out furniture warehouses that carry individual overstocked and retired pieces. You can piece together a custom set of furniture this way for a fraction of the retail price.

  6. Buy Floor Model Items
    Stores like Best Buy will periodically sell their floor model items for a fraction of the retail price. These items are in near-mint condition and often carry some kind of limited guarantee.

  7. Buy Refurbished Video Game Consoles
    When Christmas rolls around, forget about buying a video game console for the kids at full price. There are many second-hand video game stores that carry refurbished models for a reduced cost. They will have a limited money-back guarantee and work just as well as a new console.

  8. Buy Clothes Off-Season
    Although this takes a disciplined shopper, you should try to buy your clothes off-season. In other words, buy your winter clothes in the summer and your summer clothes in the winter. High-ticket items like winter coats are especially cheaper in the off-season.

  9. Cut Hair at Home
    This seems a little less practical for women with complicated hairstyles, but children and some men can easily receive a home haircut. This will save hundreds of dollars a year.

As you can see, there are ways to avoid paying retail for practically everything. From paperback novels to houses, you can find a cheaper option for many purchases. With adequate research beforehand and some patient browsing, you may save thousands of dollars a year.