June 12th, 2007
Springtime gives us all a fresh outlook on life. This is the time in which we are expected to take inventory of our house and clean out unwanted clutter. Likewise, this is a good time to start thinking about your spending habits. What about your life can you change in order to save money this year? The following are 25 new ways to be frugal and save $2,007 in 2007.
Following the above advice could potentially save you $2,007 this year, if not more. As you begin to find new and unconventional ways to be frugal, you will be surprised by how easy it is to live on your limited income. Not only will paying the bills become less stressful, you will have a surplus of cash to apply to other areas of your life. Whether it’s going to a dream vacation or your savings account, the money you conserve this year is only the beginning.
June 4th, 2007
Most people don’t realize how many opportunities to save money they pass up every day. From grocery store shopping to cleaning the house, you could be doing it all more sensibly. The dollars and cents conserved by practicing frugal habits really add up in the long run. Below you will find 125 ways to save money throughout the week.
Although many of the above tips will only save you cents at a time, they will eventually add up to a considerable sum of money. Should you wish to splurge on something that your frugal life otherwise wouldn’t allow for, then you can certainly try these ideas as a way to set aside cash. If you are being really diligent, however, you will probably want to save or invest the extra money. Either way, it is good to know that you have everyday opportunities to conserve, even when you are already on a tight budget.
May 30th, 2007
Sometimes the line between what is frugal and what is just plain cheap can be a fine one. In fact, many people use the terms interchangeably. In actuality, being frugal and being cheap are quite different. Frugal means that you’re being economical and avoiding waste. Cheap is…well, how about embarrassingly stingy? How can you know when you’ve taken your frugality into the dreaded realm of cheapness? Here are a few examples to help you know whether you’ve crossed the line.
So what is the difference between being frugal and being cheap? Frugality is about more than just saving money. It’s about using money wisely as a means to greater happiness. When saving money starts to affect your life negatively, then you might have crossed the line into the cheapness realm. While cheapness might seem humorous at times, some cheap activities might cost you more in the long run.
May 21st, 2007
Many tech geeks don’t realize that their gadgets are — for the most part — environmentally unfriendly. The reality is that high-tech devices tax the environment in numerous ways- they use lots of energy, often contain hazardous chemicals, and usually don’t have much of a long-term usage life. So if you just can’t give up your addiction to technology and if you don’t want to create your own personal hole in the ozone you’ll need to be more careful about your usage. Luckily, there are a few simple ways that you can embrace your love of all things computerized and lower your carbon footprint at the same time.
One other thing to note is that laptops generally use less energy than their desktop counterparts. If you simply can’t part with your desktop, Green Peace has created a list of the most environmentally friendly companies that produce electronics. Use that list and you (and the earth) will prosper.
PCs and information-technology equipment use about $8 billion in annual electricity costs each year in the United States alone. Even small changes in your computer use can make a difference, and that limited use might show up as a profit on your power bill. The disposal, while more difficult to handle depending upon your location and the number of e-recyclers in your town, can lessen your carbon footprint. While the latter effort seems less important because you don’t see immediate results, the future generation will thank you.